Country Guide

Costa Rica

Central America's most developed country and top choice for expats seeking tropical living, political stability, and natural beauty. Famous for pura vida (good life) philosophy and stunning national parks.

Monthly Cost of Living
$1,500-2,200
Primary Language
Spanish
Time Zone (UTC)
UTC-6

Visa Options

Pensionado (Pensioner) Visa

Requires $1,000+/month guaranteed income (pension). Easiest path for retirees. Path to permanent residence in 3 years.

Rentista (Income) Visa

Requires $2,500/month passive income or $60,000 in savings. Valid for 2 years, renewable.

Digital Nomad Visa

Requires $3,000+/month income. Relatively new option.

Healthcare

Public Healthcare Access

Costa Rica has excellent public healthcare (CAJA). Expats can access it through residency. Quality is good, costs are low. Private healthcare is also affordable and high-quality.

International Insurance

Public healthcare is affordable ($50-100/month for expats). Private insurance: $100-300/month. Private clinics are modern and well-staffed.

Taxes & Income

Tax Residency

Costa Rica doesn't tax foreign income for residents on certain visa categories. Non-residents don't pay tax on foreign-source income.

Remote Work Options

Digital Nomad Visa allows remote work. Pensionado visa also permits remote work income without work permit.

Cost Breakdown

Housing

$700-1,200 for 1-bedroom in San José or expat beach towns. $500-800 outside capital. Beach areas are more expensive.

Food & Dining

$300-450/month for groceries. Local restaurants: $5-12 per meal. Farmers markets very cheap.

Transportation

$0.75-2 per bus ride depending on distance. Reliable but crowded. Car ownership expensive due to import taxes.

Utilities & Internet

$50-80/month electricity, water, internet. Internet: $30-50/month. Electricity varies seasonally.

Pro Tips

  • Healthcare is excellent; don't skip insurance as an expat but costs are manageable
  • Pura vida culture is real but things move slowly; expect more bureaucracy than Mexico
  • San José is the capital but not popular with expats; beach towns (Tamarindo, Santa Teresa) or mountain towns are preferred
  • Hurricane season (Sept-Oct) offers lower prices but more rain
  • Learn Spanish; English is less common outside tourist areas
  • Carnés de residencia and other documents are essential for banking and business

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